Fixed Deposits

WELCOME TO SADBHAV NAGRIK SAHKARI BANK MARYADIT CHHATARPUR

Open an Account with Sadbhav Bank, please visit the bank near Dak Khana Mahal Road Chhatarpur Madhya Pradesh

SADBHAV NAGRIK SAHKARI BANK MARYADIT

Fixed Deposits

A fixed deposit is a financial instrument provided by banks which provides investors a higher rate of interest than a regular savings account, until the given maturity date.

Features and benefits of fixed deposit are as follows:

The returns are assured and not affected by market fluctuations

There is little to no risk of loss of principal

FD interest rates offered by Banks are higher than Saving Account

Tax is deducted at source on the interest income as per the Income Tax Act, 1961. If your total income is not taxable, you can avoid TDS by submitting (Form 15G/Form 15H if you are a senior citizen)

You can opt for periodic interest payouts to manage your monthly expenses

Senior citizens often get higher FD interest rates

Documents and details required for Opening the Fixed Deposit in the Bank are as follows:

Aadhar Card

Pan Card

Voter Id

Three (3) Passport Size Photo

Mobile Number

E-mail Id

Nominee

Nominee Age or Date of Birth

Fixed Deposit Interest Rates are as follows:

S.No. Tenure Interest Rate

1. 7 Day to 45 Days 3.00%

2. 46 Days to 179 Days 4.50%

3. 180 Days to 210 Days 5.25%

4. 211 Days to less than 1 Year 5.50%

5. 1 Year to Less than 2 Years 6.10%

6. 2 Years to Less than 3 Years 6.25%

7. 3 Years to 5 Years 6.10%

8. 5 Years to 10 Years 6.10%

S.No.	Tenure	Interest Rate
1.	7 Day to 45 Days	3.00%
2.	46 Days to 179 Days	4.50%
3.	180 Days to 210 Days	5.25%
4.	211 Days to less than 1 Year	5.50%
5.	1 Year to Less than 2 Years	6.10%
6.	2 Years to Less than 3 Years	6.25%
7.	3 Years to 5 Years	6.10%
8.	5 Years to 10 Years	6.10%

Fixed Deposit Rates for Senior Citizens are as follows:

S.No.	Tenure	Interest Rate
1.	7 Day to 45 Days	3.50%
2.	46 Days to 179 Days	5.00%
3.	180 Days to 210 Days	5.75%
4.	211 Days to less than 1 Year	6.00%
5.	1 Year to Less than 2 Years	6.60%
6.	2 Years to Less than 3 Years	6.75%
7.	3 Years to 5 Years	6.60%
8.	5 Years to 10 Years	6.90%

Useful Links

Accounts	Deposits and Investments	Loans and Advances	Payments	Other Useful Links	Request or Enquiry Form
Saving Account	Fixed Deposit	Commercial Loan	NEFT	RBI Kehta Hai	First Name:
Current Account	Recurring Deposit	Housing Loan	RTGS	RBI Circular Index	Last Name:
		Vehicle Loan		FAQ	Mobile Number:
		Cash Credit Limit		Sitemap	Choose a Product:
		Personal Loan		Privacy Policy	Choose a Reason for Contact:
		Consumer Loan		Terms & Conditions
		Fixed Deposit Loan		Loan Calculators
		Recurring Deposit Loan
		Loan Against Property Loan
		Gold Loan

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